Cross Traditional Product Boundaries
Combine multiple loan instruments under a single loan account with one limit, one statement and a combined monthly payment, for ultimate product flexibility.
Lending Solutions.
Growth Built In.
Unlike the traditional loan management systems and rigid ledgers that break under growth, SaaScada provides a foundation built to deliver the flexibility and speed required of future of finance.
With flexible configuration and real-time data at your fingertips, you can create loans as varied as your clients.
Where complexity, risk & customer outcomes matter – precision drives growth for you and your customers.
Retail Lending
Core Personal Lending
- Personal Loan
- Car Loans and Vehicle Financing
- Hire Purchase
- Residential Mortgages
- Credit Card
Modern Revolving and Embedded
- Credit Cards
- BNPL
- Lines of Credit/Overdrafts
Commercial Lending
Specialised Commercial Lending
- SME Business Loans
- Property Development Loans
- Bridging Loans
- Trade Finance
- Leasing
- Factoring
Niche Lending
- Peer-to-Peer
- Green Loans
- Drawdown Facilities
- Lines of credit
The Power of 5th Generation Core Banking
Financial Integrity
Immutable Event Log
Every transaction is recorded as a permanent event, ensuring a ‘single source of truth” that cannot be altered or deleted.
Double-Entry System
Institutional-grade accounting is hard-coded to ensure every debit has a corresponding credit.
Audit-Ready by Default
Our architecture is designed to meet the most stringent financial standards from day one. No more audit panic.
Scale with Ease
High-Velocity Processing
Designed to handle millions of loan events simultaneously without degradation in performance.
Zero Reporting Bottlenecks
Real-time data architecture ensures that your analytics and reporting engines never have to wait for “end-of-day” batches.
Regulatory Confidence
Event Replay
The ability to “replay” any loan’s history to see exactly how it evolved over time.
Temporal Accuracy
Reconstruct balances at any specific timestamp for precise regulatory inquiries.
Built-in Reporting Views
Pre-configured views to simplify the delivery of data to regulators and stakeholders.
Product Velocity
Rapid Launch
Move from concept to market faster by leveraging flexible credit product configurations.
Loan Simulation
Use historical data to simulate how changes to your portfolio would perform in the real world.
Advanced Back-Testing
Test new risk models against actual historical events to ensure accuracy before going live.
Agile Lending Software at Work
Pivot at Pace
NEXA originally intended to use SaaScada’s core banking software to create a lending platform that would connect individual investors with property developers. However, shifts in the regulatory landscape meant it needed to pivot its business model. SaaScada was able to work with NEXA to adapt its platform – working in partnership to create a bespoke model that worked for both teams.
“When we realised that we needed to pivot to building societies it completely changed our business model. SaaScada could have just said ‘that’s not what we do’ but instead they listened and worked with us to build a solution. It’s been a real team effort. The team is incredibly responsive. And they have a deep understanding of our industry – they have just been fantastic to work with. And with SaaScada managing the nuts and bolts for all our financial information, we feel confident in the numbers, leaving us to focus on delivering a best-in-class service and growing the business – which is going from strength to strength.” Mark Williams, Chief Operating Officer and Head of Credit Risk at NEXA.
Ready to get growing?
Used as a primary core or alongside legacy systems, SaaScada’s 5th Generation Core Banking can power your business growth with confidence. Let us show you how.
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